The smarter way to bank
Want to open a bank account in under 30 seconds using just your Emirates ID and without leaving your seat? How about an app that’s loaded with data-driven insights to help you not just manage your money better, but own it in its entirety? YAP lets you feel good about spending your money with intelligent notifications, timely reminders and full control.
YAP is digital banking, but smarter.
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Secure
With YAP, you get an IBAN that’s issued from RAKBANK and a MasterCard debit card. This means your money is safe, and always will be.
Easy
A mobile number and Emirates ID is all you need to start banking with YAP. Download the app and set up in under 30 seconds.
Transparent
Because banking should be about spending how you want to, YAP doesn’t come with a fee. No hidden charges and no ridiculous markups.
Empowering
Everything from card features, spending limits and account settings can be controlled directly in-app. We're putting the control back in your hands.
The UAE's first fully digital banking app
Get deeper spending insights
With YAP, you can see exactly how much you spend each month on things like groceries or travel, helping you manage your money better
See the action in real-time
We’ll also show you your transactions – down to location and time – so you know where you spend, without leaving anything to guesswork
Take control in your hands
You’ll never have to ring in a call center for things you can do using the app, like freezing your card or setting limits on where you can use it
Do more with the app
View and pay all your bills using YAP. Whether it’s monthly utilities like your internet or splitting a restaurant bill with friends, YAP has you covered
How it works
Getting started with YAP is incredibly simple:
- Download the app
- Set up in seconds
- Receive your card
- Start using YAP
Read our blog
Get the scoop on the latest updates from the YAP HQ, money talk, tech news and more
YAP, the latest innovative digital banking platform in the UAE, …
YAP, a digital banking app that helps encourage healthy spend …
Invite your friends
YAP is on it’s way to become one of the fastest growing communities and we’d love to see it grow further. Go on, spread the word!
You're in good hands
There's a plan for everyone
FREE
YAP
AED
0.00
An extra card for your primary account, to use as you need.
POPULAR CHOICE
Prime
AED
50.00
A YAP favorite – perk-filled and with 4 colors to pick from!
EXCLUSIVE
Metal
AED
50.00
An exclusive full-metal card offering all of Premium’s features and more.
